About Francis “Chip” Simkins

A graduate of Radford University, with more than 22 years in the mortgage industry, Chip Simkins has built a positive business reputation by putting clients into mortgage programs that are beneficial now and into the future. By securing options that are financially best for his clients, he is continually rewarded with their repeat business, loyalty, and respect among the real estate community.

After leading Old Virginia Mortgage (now OVM Financial, Inc.) as Sr. Vice President for over a year, Chip and business partner, George Temple, Jr., bought OVM in October 2010. Since then, Chip has brought partners: Aaron Legum, Matt Beckwith and Ben Temple on board.

Chip currently serves as a Chairman of the Board for OVM Financial and is still dedicated to originating loans for the company. Chip currently serves as President of the Tidewater Mortgage Bankers Association. Prior to this, he was branch manager for C&F Mortgage, a Vice President with Towne Bank Mortgage.

Family is the most important part of Chip’s life. He is married to his wife, Jodi, and they have 3 daughters and a son. His oldest is attending Flagler College, one is at Radford University, and the youngest of them will be attending the University of South Carolina in the fall of 2017. His baby boy is now 13 and will be entering high school.